QC Advance
Our Loan Products
Personal Loans
Personal loans are accessible by Salary Earners to meet personal cash needs e.g. rent, school fees, medical bills, home repairs etc. Customers can access between N100,000 to N5,000,000 repayable within 1 to 9 months
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Requirements
- One recent passport sized photograph
- Work ID card and any other valid ID
- 6 months salary account statement
Business Loan
Business loans are accessible by business owners who have registered businesses that have been in operation for a minimum of 6 months and require funds to enhance their businesses or as working capital. Business owners can access between N100,000 to N5,000,000 repayable within 1 to 6 months.
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Requirements
- One recent passport sized photograph
- Copies of business registration documents
- 6 months statement of account of the business
- 6 months statement of account of the proprietor
- Valid means of identification of the proprietor
- Loan repayment instrument(s): post-dated cheque(s)
L.P.O Finance
L.P.O finance is accessible to business owners with a registered business who require funding for a Local Purchasing Order. Business owners can access between N200,000 to N5,000,000 repayable within 1 to 3 months.
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Requirements
- One recent passport sized photograph
- Copies of business registration documents
- 6 months statement of account of the business
- 6 months statement of account of the proprietor
- Valid means of identification of the proprietor
- L.P.O documents
- Loan repayment instrument(s): post-dated cheque(s)
Invoice Discounting
Invoice discounting is accessible to business owners with a registered business who require working capital while waiting for an unpaid invoice. Business owners can access between N200,000 to N5,000,000 repayable within 1 – 3 months.
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Requirements
- One recent passport sized photograph
- Copies of business registration documents
- 6 months statement of account of the business
- 6 months statement of account of the proprietor
- Valid means of identification of the proprietor
- Invoice document
- Loan repayment instrument(s): post-dated cheque(s)
Payroll Loan
Payroll loans are accessible by employees whose employer is registered to our Payroll Loan Product. Such employees enjoy the lowest interest rate on loans and require far less documentation to apply. Staff can access between N50,000 to N5,000,000 repayable within 1 to 9 months. Contact us for more information
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Requirements
Employers’ Requirements
- QC Advance questionnaire for assessment
- MOU with QC Advance
Employees’ Requirements
First time applicant
- Filled application form
- Last 3 payslips
- 3 months statement of salary account
- Work ID card and any other valid ID
- Reference letter from employer
Existing Applicant
- Filled application form
- Last 3 payslips
- 3 months statement of salary account
- Reference letter from employer
What ever your loan reason is...
Know for a fact that QC Advance has got you covered