Got questions?
On: Payment, Payoff, Documents, Credit, Application, Returns etc
How can we help?
- You should be between 21 years and 55 years old
- You should have a Bank Verification Number (BVN)
- You should have an active email account and an active phone number
- You should work and live in Lagos
- You must have a verifiable source of income
- You must have an account with a commercial bank in Nigeria
- You must not have a history of returned cheques on your account
- You must have a clean Credit Bureau Report
You can complete the application form and attach the required documents online with ease (click here) or you can a place a call to 0909 463 1810 for a step-by-step assistance
- One recent passport sized photograph
- Work ID card and any other valid means of ID
- 6 months statement of your salary account (showing the last 6 salary payments)
- Postdated cheques drawn on your salary account or a direct-debit activated on your salary account for monthly repayments
Minimum amount is NGN100,000 and maximum amount is NGN500,000 for first-time customers
You will get a feedback on your request same day we receive your documents, and if approved, your bank account will be credited same day
- There no other charges on the loan asides the interest
- Please, note that penalty charges apply on late payment and defaults
You will issue post-dated cheques on your salary account for the monthly repayments or a standing-order mandate would be sent to you for activation at your bank for the monthly repayments.
Yes, payment in lieu of cheque presentation is allowed. However, your payment should have been received before the due date on your cheque.
Yes, you can pre-liquidate your loan. However, penal charges will apply.
There is no waiting time. When your loan has been fully repaid, you can apply for another loan immediately. However, only customers with no history of default will qualify for a new loan.
No, you are only allowed to have a single loan at a time. However, you can apply for a top-up on your existing loan provided you have repaid 75% of the principal amount of the existing loan facility.
Send an e-mail to collections@qcadvance.ng stating the issue and you will receive a feedback.
Yes, you can make part payment before the repayment due date. However, you will have to pay up the balance before the due date of your cheque.
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What ever your loan reason is...
Know for a fact that QC Advance has got you covered